{"id":3231,"date":"2026-06-08T11:18:15","date_gmt":"2026-06-08T11:18:15","guid":{"rendered":"https:\/\/lets-canada.com\/canada-life-guide\/bank-account\/"},"modified":"2026-10-05T06:11:56","modified_gmt":"2026-10-05T06:11:56","slug":"%e3%82%ab%e3%83%8a%e3%83%80%e3%81%a7%e9%8a%80%e8%a1%8c%e5%8f%a3%e5%ba%a7%e3%82%92%e9%96%8b%e3%81%8f%e5%ae%8c%e5%85%a8%e3%82%ac%e3%82%a4%e3%83%89%ef%bc%882026%ef%bc%89-%e6%96%b0","status":"publish","type":"page","link":"https:\/\/lets-canada.com\/ja\/%e3%82%ab%e3%83%8a%e3%83%80%e3%81%a7%e3%81%ae%e7%94%9f%e6%b4%bb\/%e3%82%ab%e3%83%8a%e3%83%80%e3%81%a7%e9%8a%80%e8%a1%8c%e5%8f%a3%e5%ba%a7%e3%82%92%e9%96%8b%e3%81%8f%e5%ae%8c%e5%85%a8%e3%82%ac%e3%82%a4%e3%83%89%ef%bc%882026%ef%bc%89-%e6%96%b0\/","title":{"rendered":"\u30ab\u30ca\u30c0\u3067\u9280\u884c\u53e3\u5ea7\u3092\u958b\u304f\u5b8c\u5168\u30ac\u30a4\u30c9\uff082026\uff09\u2014\u2014\u65b0\u79fb\u6c11\u304c\u5230\u7740\u6642\u306b\u307e\u305a\u3084\u308b\u3079\u304d\u3053\u3068"},"content":{"rendered":"<p>\u30ab\u30ca\u30c0\u306b\u5230\u7740\u3057\u305f\u3070\u304b\u308a\u3001\u30d1\u30b9\u30dd\u30fc\u30c8\u3068\u79fb\u6c11\u66f8\u985e\u3092\u63e1\u308a\u3057\u3081\u3066\u3001\u6b21\u306f\u4f55\u3092\u3059\u308c\u3070\u3044\u3044\uff1f<\/p>\n<p><strong>\u9280\u884c\u53e3\u5ea7\u3092\u958b\u304f\u3002\u305d\u308c\u304c\u6700\u512a\u5148\u3060\u3002<\/strong><\/p>\n<p>\u73fe\u91d1\u306e\u4e0d\u8db3\u304c\u7406\u7531\u3067\u306f\u306a\u3044\u3002\u30ab\u30ca\u30c0\u3067\u306f\u307b\u307c\u3059\u3079\u3066\u306e\u3053\u3068\u304c\u9280\u884c\u53e3\u5ea7\u3068\u7d10\u3065\u3051\u3089\u308c\u3066\u3044\u308b\u2014\u2014\u5bb6\u8cc3\u306e\u652f\u6255\u3044\u3001alary\u306e\u53d7\u53d6\u3001\u7533\u544a\u3001\u624b\u673a\u306e\u5951\u7d04\u306a\u3069\u3002\u52a0\u62ff\u5927\u7684\u9280\u884c\u53e3\u5ea7\u304c\u306a\u3051\u308c\u3070\u3001\u3042\u306a\u305f\u662f\u4e00\u4e2a\u5b58\u5728\u3057\u306a\u3044\u4eba\u306e\u3088\u3046\u306a\u3082\u306e\u3060\u3002<\/p>\n<hr>\n<h4>\u30ab\u30ca\u30c0\u306e\u9280\u884c\u30b7\u30b9\u30c6\u30e0\u306b\u3064\u3044\u3066\u57fa\u672c\u3092\u77e5\u308b<\/h4>\n<h4>\u516d\u5927\u7684\u4e3b\u6d41\u9280\u884c\uff08Big Six\uff09<\/h4>\n<p>\u30ab\u30ca\u30c0\u306e\u9280\u884c\u306f\u53f0\u6e7e\u3088\u308a\u305a\u3063\u3068\u5b89\u5b9a\u3057\u3066\u3044\u308b\u3002\u516d\u5927\u9280\u884c\u306f\u9023\u90a6\u653f\u5e9c\u53b3\u3057\u304f\u76e3\u7406\u3055\u308c\u3066\u304a\u308a\u3001\u9810\u91d1\u306b\u306f <strong>CDIC\uff08\u52a0\u62ff\u5927\u5b58\u6b3e\u4fdd\u967a\u4f1a\u793e\uff09<\/strong> \u306e\u4fdd\u969c\u304c\u3042\u308a\u3001\u9810\u91d1\u8005\u4e00\u4eba\u5f53\u305f\u308a\u6700\u592710\u4e07\u30ab\u30ca\u30c0\u30c9\u30eb\u307e\u3067\u4fdd\u8b77\u3055\u308c\u308b\u3002<\/p>\n<ul>\n<li><strong>TD<\/strong>\uff08Toronto-Dominion Bank\uff09\u2014 \u652f\u884c\u304c\u6700\u3082\u5bc6\u96c6\u3057\u3066\u304a\u308a\u3001\u4e2d\u83ef\u8a9e\u30b5\u30fc\u30d3\u30b9\u3082\u5e83\u304c\u3063\u3066\u3044\u308b<\/li>\n<li><strong>RBC<\/strong>\uff08Royal Bank of Canada\uff09\u2014 \u65b0\u898f\u79fb\u6c11\u5411\u3051\u30d7\u30e9\u30f3\u304c\u6700\u3082\u67d4\u8edf\u3067\u3001\u4fe1\u7528\u5361\u306e\u627f\u8a8d\u3082\u7de9\u3044<\/li>\n<li><strong>CIBC<\/strong>\uff08Canadian Imperial Bank\uff09\u2014 \u65b0\u898f\u79fb\u6c11\u5411\u3051\u7121\u6599\u671f\u9593\u304c\u6700\u957f\uff0824\u30f6\u6708\uff09<\/li>\n<li><strong>BMO<\/strong>\uff08Bank of Montreal\uff09\u2014 e-Transfer\u304c\u7121\u6599\u3067\u3001\u983b\u7e6b\u306b\u9001\u91d1\u3059\u308b\u4eba\u306b\u6700\u9069<\/li>\n<li><strong>Scotiabank<\/strong>\uff08Bank of Nova Scotia\uff09\u2014 \u591a\u8a00\u8a9e\u30b5\u30fc\u30d3\u30b9\u3001\u5e7f\u4e1c\u8a9e\u3068\u666e\u901a\u8a71\u3092\u30b5\u30dd\u30fc\u30c8<\/li>\n<li><strong>National Bank<\/strong> \u2014 \u4e3b\u306b\u30b1\u30d9\u30c3\u30af\u5dde\u306b\u4f4d\u7f6e\u3057\u3001\u4ed6\u306e\u5dde\u306e\u652f\u884c\u306f\u5c11\u306a\u3081<\/li>\n<\/ul>\n<p><strong>\u53e3\u5ea7\u30bf\u30a4\u30d7\uff1a\u5fc5\u305a\u958b\u8a2d\u3059\u3079\u304d Chequing Account<\/strong><\/p>\n<p><strong>\u5f53\u5ea7\u9810\u91d1\uff08\u3068\u3046\u3056\u3088\u304d\u3093\uff09<\/strong>\u304c\u65e5\u5e38\u7684\u306b\u4f7f\u3046\u552f\u4e00\u306e\u53e3\u5ea7\u2014\u2014alary\u306e\u53d7\u53d6\u3001\u5bb6\u8cc3\u306e\u652f\u6255\u3044\u3001\u30ab\u30fc\u30c9\u6255\u3044\u3001ATM\u5f15\u51fa\u306a\u3069\u3059\u3079\u3066\u3053\u3053\u304b\u3089\u884c\u308f\u308c\u308b\u3002<\/p>\n<p>Savings Account\uff08\u8caf\u84c4\u53e3\u5ea7\uff09\u306f\u975e\u5e38\u8cc7\u91d1\u5411\u3051\u3067\u3001\u65e5\u5e38\u4f7f\u3044\u306b\u306f\u5411\u304d\u307e\u305b\u3093\u3002<\/p>\n<blockquote>\n<p><strong>\u5931\u6557\u7ecf\u5386<\/strong>\uff1a\u591a\u304f\u306e\u65b0\u79fb\u6c11\u304cSavings Account\u3092\u958b\u3051\u305f\u3060\u3051\u3067\u5b8c\u4e86\u3057\u305f\u3068\u601d\u3044\u8fbc\u307f\u3001\u7d66\u4e0e\u306e\u53d7\u53d6\u5148\u304c\u306a\u3044\u3001\u65e5\u5e38\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u554f\u984c\u304c\u767a\u751f\u3057\u307e\u3059\u3002<strong>Chequing Account\u306f\u5fc5\u305a\u958b\u3051\u307e\u3057\u3087\u3046\u3002<\/strong><\/p>\n<\/blockquote>\n<hr>\n<p><strong>\u4e94\u5927\u9280\u884c\u65b0\u79fb\u6c11\u5411\u3051\u30d7\u30e9\u30f3\u6bd4\u8f03\uff082026\u5e74\u6700\u65b0\u7248\uff09<\/strong><\/p>\n<p><strong>TD \u2014 New to Canada Banking Package<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7121\u6599\u671f\u9593<\/td>\n<td>6\u30f6\u6708<\/td>\n<\/tr>\n<tr>\n<td>\u9069\u7528\u6761\u4ef6<\/td>\n<td>\u30ab\u30ca\u30c0\u5230\u7740\u5f8c2\u5e74\u672a\u6e80<\/td>\n<\/tr>\n<tr>\n<td>2026\u5e74\u5f00\u6237\u30ad\u30e3\u30f3\u30da\u30fc\u30f3<\/td>\n<td>\u6307\u5b9a\u6761\u4ef6\u9054\u6210\u3067\u53d7\u53d6\u53ef\u80fd <strong>$500\u30ad\u30e3\u30c3\u30b7\u30e5<\/strong>\uff082026\/10\/1\u307e\u3067\u306b\u5f00\u6237\u5fc5\u8981\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u6708\u984d\u624b\u6570\u6599\uff08\u901a\u5e38\uff09<\/td>\n<td>$10.95\u2013$16.95\/\u6708<\/td>\n<\/tr>\n<tr>\n<td>\u56fd\u969b\u9001\u91d1<\/td>\n<td>\u521d12\u30f6\u6708\u306f\u7121\u5236\u9650\u7121\u6599<\/td>\n<\/tr>\n<tr>\n<td>\u4e2d\u56fd\u8a9e\u30b5\u30fc\u30d3\u30b9<\/td>\n<td>\u30d0\u30f3\u30af\u30fc\u30d0\u30fc\u3001\u30c8\u30ed\u30f3\u30c8\u306e\u591a\u304f\u306e\u652f\u5e97\u3067\u5229\u7528\u53ef\u80fd<\/td>\n<\/tr>\n<tr>\n<td>\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/td>\n<td>\u30ad\u30e3\u30c3\u30b7\u30e5\u30dc\u30fc\u30ca\u30b9\u3092\u5f97\u305f\u3044\u3001\u652f\u5e97\u306e\u591a\u3055\u3092\u91cd\u8996\u3059\u308b\u65b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>RBC \u2014 Newcomer Advantage Account<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7121\u6599\u671f\u9593<\/td>\n<td><strong>12\u30f6\u6708<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/td>\n<td>\u4fe1\u7528\u8a18\u9332\u4e0d\u8981\u3067\u76f4\u63a5\u7533\u8acb\u53ef\u80fd\u3001\u4e0a\u9650$15,000<\/td>\n<\/tr>\n<tr>\n<td>\u56fd\u969b\u9001\u91d1<\/td>\n<td>\u67082\u56de\u7121\u6599<\/td>\n<\/tr>\n<tr>\n<td>\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/td>\n<td>\u9577\u671f\u306e\u7121\u6599\u671f\u9593\u3068\u65e9\u671f\u306e\u4fe1\u7528\u69cb\u7bc9\u3092\u3054\u5e0c\u671b\u306e\u65b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>CIBC \u2014 Welcome to Canada Banking Package<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7121\u6599\u671f\u9593<\/td>\n<td><strong>24\u30f6\u6708\uff08\u6700\u9577\uff01\uff09<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u9069\u7528\u6761\u4ef6<\/td>\n<td>\u6c38\u4f4f\u6a29\u53d6\u5f975\u5e74\u4ee5\u5185\uff1b\u52b4\u50cd\u8a31\u53ef\u8a3c\u6301\u670912\u30f6\u6708\u4ee5\u4e0a<\/td>\n<\/tr>\n<tr>\n<td>\u56fd\u969b\u9001\u91d1<\/td>\n<td>Global Money Transfer\u3001\u5730\u57df\u306b\u3088\u3063\u3066\u306f\u7121\u6599<\/td>\n<\/tr>\n<tr>\n<td>\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/td>\n<td>\u6700\u9577\u306e\u7121\u6599\u671f\u9593\u3092\u5fc5\u8981\u3068\u3057\u3001\u53f0\u6e7e\u30fb\u9999\u6e2f\u3078\u306e\u9001\u91d1\u3082\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>BMO \u2014 NewStart Program<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7121\u6599\u671f\u9593<\/td>\n<td>12\u30f6\u6708<\/td>\n<\/tr>\n<tr>\n<td>\u9069\u7528\u6761\u4ef6<\/td>\n<td>\u30ab\u30ca\u30c0\u5230\u7740\u304b\u30895\u5e74\u672a\u6e80\uff08\u6700\u3082\u7de9\u3084\u304b\u306a\u6761\u4ef6\uff01\uff09<\/td>\n<\/tr>\n<tr>\n<td>e-Transfer<\/td>\n<td>\u7121\u6599\u30fb\u7121\u5236\u9650<\/td>\n<\/tr>\n<tr>\n<td>\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/td>\n<td>\u53e3\u5ea7\u9593\u9001\u91d1\u3092\u91cd\u8996\u3059\u308b\u65b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Scotiabank \u2014 StartRight Program<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7121\u6599\u671f\u9593<\/td>\n<td>12\u30f6\u6708\uff08\u307e\u305f\u306f$4,000\u306e\u6b8b\u9ad8\u3092\u7dad\u6301\u3067\u6c38\u4e45\u7121\u6599\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u9069\u7528\u6761\u4ef6<\/td>\n<td>\u30ab\u30ca\u30c0\u5230\u7740\u304b\u30893\u5e74\u672a\u6e80<\/td>\n<\/tr>\n<tr>\n<td>\u8a00\u8a9e\u30b5\u30fc\u30d3\u30b9<\/td>\n<td>\u5e83\u6771\u8a9e\u3001\u5317\u4eac\u8a9e\u3001\u591a\u8a00\u8a9e\u5bfe\u5fdc<\/td>\n<\/tr>\n<tr>\n<td>\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/td>\n<td>\u3001\u6bcd\u8a9e\u306b\u3088\u308b\u30b5\u30fc\u30d3\u30b9\u3092\u91cd\u8996\u3057\u3001\u53e3\u5ea7\u6b8b\u9ad8\u3092\u7dad\u6301\u3059\u308b\u3064\u3082\u308a\u306e\u65b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u7121\u6599\u53e3\u5ea7\u306e\u4ee3\u66ff\u6848\uff1a\u30aa\u30f3\u30e9\u30a4\u30f3\u9280\u884c<\/strong><\/p>\n<p>\u5927\u624b\u94f6\u884c\u7684\u7121\u6599\u671f\u9593\u7d42\u4e86\u5f8c\u3001\u6708\u984d\u624b\u6570\u6599\u304c\u5b8c\u5168\u306b\u4e0d\u8981\u306a\u30aa\u30d7\u30b7\u30e7\u30f3\u304c\u3044\u304f\u3064\u304b\u3042\u308a\u307e\u3059\uff1a<\/p>\n<ul>\n<li><strong>Simplii Financial\uff08CIBC\u306e\u5098\u4e0b\uff09<\/strong>\uff1a\u6c38\u4e45\u306b\u6708\u984d\u624b\u6570\u6599\u7121\u6599\u3001CIBC\u306eATM\u53ef\u4ee5\u5229\u7528\u3001\u4e0d\u5b9a\u671f\u306b$300\u306e\u5f00\u6237\u30dc\u30fc\u30ca\u30b9<\/li>\n<li><strong>EQ Bank<\/strong>\uff1a\u6c38\u4e45\u306b\u6708\u984d\u624b\u6570\u6599\u7121\u6599\u3001\u91d1\u5229\u306f\u5927\u624b\u9280\u884c\u3088\u308a\u9ad8\u304f\uff08\u7d043%\uff09\u3001\u5b8c\u5168\u30aa\u30f3\u30e9\u30a4\u30f3<\/li>\n<li><strong>Tangerine Bank\uff08Scotiabank\u306e\u5098\u4e0b\uff09<\/strong>\uff1a\u624b\u6570\u6599\u7121\u6599\u306e\u666e\u901a\u9810\u91d1\u53e3\u5ea7\u3001Scotiabank\u306eATM\u5229\u7528\u53ef\u80fd<\/li>\n<\/ul>\n<blockquote>\n<p><strong>\u6700\u3082\u4e00\u822c\u7684\u306a\u6226\u7565<\/strong>\uff1a\u307e\u305aRBC\u307e\u305f\u306fCIBC\u306e\u65b0\u79fb\u6c11\u5411\u3051\u7121\u6599\u30d7\u30e9\u30f3\u3067\u4fe1\u7528\u3092\u7bc9\u304d\u3001\u540c\u6642\u306bSimplii\u3067\u666e\u901a\u9810\u91d1\u53e3\u5ea7\u3092\u958b\u304f\u3002\u4e24\u4e2a\u5e10\u6237\u5206\u5de5\u3001\u5229\u76ca\u306e\u6700\u5927\u5316\u3092\u56f3\u308b\u3002<\/p>\n<\/blockquote>\n<hr>\n<p><strong>\u53e3\u5ea7\u958b\u8a2d\u306b\u5fc5\u8981\u306a\u66f8\u985e\u3068\u624b\u7d9a\u304d<\/strong><\/p>\n<p><strong>\u6c38\u4f4f\u6a29\u4fdd\u6301\u8005\uff08PR\uff09<\/strong><\/p>\n<ul>\n<li>\u2705 \u30d1\u30b9\u30dd\u30fc\u30c8<\/li>\n<li>\u2705 PR\u30ab\u30fc\u30c9\u307e\u305f\u306fCOPR\uff08\u79fb\u6c11\u78ba\u8a8d\u66f8\uff09<\/li>\n<li>\u2705 \u30ab\u30ca\u30c0\u306e\u4f4f\u6240\uff08\u4e00\u6642\u7684\u306a\u4f4f\u6240\u3067\u3082\u53ef\uff09<\/li>\n<\/ul>\n<p><strong>\u5c31\u52b4\u30d3\u30b6 \/ \u5b66\u751f\u30d3\u30b6<\/strong><\/p>\n<ul>\n<li>\u2705 \u30d1\u30b9\u30dd\u30fc\u30c8<\/li>\n<li>\u2705 \u52b4\u50cd\u8a31\u53ef\u8a3c\u307e\u305f\u306f\u5b66\u751f\u8a31\u53ef\u8a3c<\/li>\n<li>\u2705 \u30ab\u30ca\u30c0\u306e\u4f4f\u6240<\/li>\n<\/ul>\n<blockquote>\n<p><strong>\u3088\u304f\u3042\u308b\u8cea\u554f<\/strong>\uff1a\u307e\u3060\u5bb6\u3092\u6c7a\u3081\u3066\u3044\u306a\u304f\u3066\u3082\u5927\u4e08\u592b\u3002\u300c\u30ab\u30ca\u30c0\u306e\u4f4f\u6240\u300d\u6b04\u306b\u306f\u3001\u4eca\u306fAirbnb\u3084\u53cb\u9054\u306e\u5bb6\u306b\u6ede\u5728\u4e2d\u3067\u3082\u8a18\u5165\u3067\u304d\u307e\u3059\u3002\u4f4f\u6240\u304c\u78ba\u5b9a\u3057\u305f\u3089\u3001\u652f\u884c\u307e\u305f\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u66f4\u65b0\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/blockquote>\n<blockquote>\n<p><strong>SIN \u306f\u53e3\u5ea7\u958b\u8a2d\u306e\u5fc5\u9808\u6761\u4ef6\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/strong>\u3002\u300cSIN\u304c\u306a\u3051\u308c\u3070\u53e3\u5ea7\u3092\u958b\u3051\u306a\u3044\u300d\u3068\u601d\u3044\u8fbc\u3093\u3067\u3044\u308b\u4eba\u306f\u591a\u3044\u3067\u3059\u304c\u3001\u5b9f\u969b\u306b\u306f\u5148\u306b\u53e3\u5ea7\u3092\u958b\u3044\u3066\u3001\u5f8c\u304b\u3089SIN\u3092\u63d0\u51fa\u3059\u308c\u3070\u554f\u984c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<\/blockquote>\n<p><strong>\u7533\u8acb\u624b\u7d9a\u304d\uff08\u7d0430\uff5e45\u5206\uff09<\/strong><\/p>\n<ol>\n<li>\u5fc5\u8981\u306a\u66f8\u985e\u3092\u6301\u3063\u3066\u3001\u5e0c\u671b\u3059\u308b\u652f\u884c\u3078\u884c\u304f\u3060\u3051<\/li>\n<li>\u544a\u77e5\uff1a\u300cI&#8217;m a newcomer to Canada and I&#8217;d like to open a bank account under the Newcomer Program\u300d<\/li>\n<li>\u53e3\u5ea7\u30d7\u30e9\u30f3\u3092\u9078\u3073\u3001\u7533\u8acb\u66f8\u306b\u8a18\u5165\u3059\u308b<\/li>\n<li>\u305d\u306e\u5834\u3067\u4eee\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u53d7\u3051\u53d6\u308b\uff08\u672c\u30ab\u30fc\u30c9\u306f7\u301c10\u65e5\u5f8c\u306b\u5c4a\u304d\u307e\u3059\uff09<\/li>\n<li>\u540c\u6642\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u8acb\uff08\u540c\u65e5\u4e2d\u306e\u7533\u8acb\u3092\u5f37\u304f\u63a8\u5968\uff09<\/li>\n<\/ol>\n<p><strong>\u306a\u305c\u53e3\u5ea7\u958b\u8a2d\u5f53\u65e5\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u8acb\u3059\u3079\u304d\u306a\u306e\u304b<\/strong><\/p>\n<p>\u65b0\u79fb\u6c11\u304c\u6700\u3082\u982d\u3092\u60a9\u307e\u3059\u306e\u306f\u300c\u4fe1\u7528\u60c5\u5831\u304c\u306a\u3044\u305f\u3081\u3001\u4f55\u3082\u7533\u8acb\u3067\u304d\u306a\u3044\u300d\u3053\u3068\u3067\u3059\u3002\u65b0\u79fb\u6c11\u5411\u3051\u30d7\u30ed\u30b0\u30e9\u30e0\u306a\u3089\u3001\u4fe1\u7528\u60c5\u5831\u306a\u3057\u3067\u6700\u521d\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u8acb\u3067\u304d\u307e\u3059\u3002\u65e9\u3044\u6bb5\u968e\u3067\u4f7f\u3044\u59cb\u3081\u308b\u3068\u3001\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u69cb\u7bc9\u3082\u305d\u308c\u3060\u3051\u65e9\u304f\u9032\u307f\u307e\u3059\u3002\u4fe1\u7528\u30b9\u30b3\u30a2\u306f\u3001\u4eca\u5f8c\u306e\u30a2\u30d1\u30fc\u30c8\u63a2\u3057\u3084\u8eca\u306e\u8cfc\u5165\u306b\u304a\u3044\u3066\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u6bce\u6708\u5168\u984d\u8fd4\u6e08\u3059\u308c\u3070\uff08\u6700\u4f4e\u652f\u6255\u3044\u984d\u3060\u3051\u3092\u6255\u3046\u306e\u3067\u306f\u306a\u304f\uff09\u30013\u301c6\u30f6\u6708\u5f8c\u304b\u3089\u4fe1\u7528\u30b9\u30b3\u30a2\u306b\u610f\u5473\u306e\u3042\u308b\u6570\u5b57\u304c\u53cd\u6620\u3055\u308c\u59cb\u3081\u307e\u3059\u3002<\/p>\n<hr>\n<p><strong>\u56fd\u969b\u9001\u91d1\u3068\u304a\u3059\u3059\u3081\u30c4\u30fc\u30eb<\/strong><\/p>\n<p>\u53f0\u6e7e\u3084\u9999\u6e2f\u304b\u3089\u30ab\u30ca\u30c0\u3078\u9001\u91d1\u3059\u308b\u5834\u5408\u3001\u9280\u884c\u306e\u96fb\u4fe1\u9001\u91d1\u306e\u96a0\u308c\u30b3\u30b9\u30c8\u306f\u7d50\u69cb\u9ad8\u3044\u3067\u3059\uff1a<\/p>\n<ul>\n<li>\u624b\u6570\u6599\uff1a1\u56de\u3042\u305f\u308a10\u301c25\u52a0\u30c9\u30eb<\/li>\n<li>\u70ba\u66ff\u5dee\u76ca\uff1a\u9280\u884c\u306e\u70ba\u66ff\u30ec\u30fc\u30c8\u306f\u5e02\u5834\u30ec\u30fc\u30c8\u3088\u308a2\u301c3%\u60aa\u3044\uff08<strong>NT$300,000\u3092\u9001\u91d1\u3059\u308b\u3054\u3068\u306b\u7d04500\u52a0\u30c9\u30eb\u306e\u640d\u5931<\/strong>\uff09<\/li>\n<\/ul>\n<p><strong>Wise<\/strong> \u0440\u0435\u0430\u043b\u044c\u043d\u0438\u0439\u4e2d\u9593\u30ec\u30fc\u30c8\u3067\u624b\u6570\u6599\u304c\u900f\u660e\u306a\u306e\u3067\u3001\u901a\u5e38\u3088\u308a\u9280\u884c\u3088\u308a60\u301c80%\u304a\u5f97\u3067\u3001\u7740\u91d1\u307e\u30671\u301c2\u55b6\u696d\u65e5\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/wise.com\/ca\/\" target=\"_blank\" rel=\"noopener nofollow\">Wise\u306e\u7121\u6599\u53e3\u5ea7\u3092\u958b\u304f<\/a>\uff08\u521d\u56de\u9001\u91d1\u624b\u6570\u6599\u7121\u6599\uff09<\/p>\n<p><strong>\u304a\u3059\u3059\u3081\u30c4\u30fc\u30eb\u4e00\u89a7<\/strong><\/p>\n<table>\n<thead>\n<tr>\n<th>\u30c4\u30fc\u30eb<\/th>\n<th>\u7528\u9014<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/wise.com\/ca\/\" target=\"_blank\" rel=\"noopener nofollow\">Wise<\/a><\/td>\n<td>\u56fd\u969b\u9001\u91d1\u3001\u624b\u6570\u6599\u7bc0\u7d04<\/td>\n<\/tr>\n<tr>\n<td>Borrowell<\/td>\n<td>\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u7121\u6599\u78ba\u8a8d\uff08\u30bd\u30d5\u30c8\u7167\u4f1a\u3001\u30b9\u30b3\u30a2\u306b\u5f71\u97ff\u306a\u3057\uff09<\/td>\n<\/tr>\n<tr>\n<td>Credit Karma CA<\/td>\n<td>\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u7121\u6599\u78ba\u8a8d + \u8ca1\u52d9\u30a2\u30c9\u30d0\u30a4\u30b9<\/td>\n<\/tr>\n<tr>\n<td>Simplii Financial<\/td>\n<td>\u6c38\u4e45\u7121\u6599\u53e3\u5ea7\u3001CIBC ATM<\/td>\n<\/tr>\n<tr>\n<td>EQ Bank<\/td>\n<td>\u9ad8\u91d1\u5229 \u666e\u901a\u9810\u91d1\u306e\u7121\u6599\u901a\u5e38\u53e3\u5ea7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<p><strong>\u3088\u304f\u3042\u308b\u5931\u6557\u3068FAQ<\/strong><\/p>\n<ul>\n<li><strong>\u666e\u901a\u9810\u91d1\u306e\u53e3\u5ea7\u3060\u3051\u3092\u958b\u304f<\/strong>\uff1a\u65e5\u5e38\u4f7f\u3044\u304c\u3067\u304d\u305a\u3001\u7d66\u4e0e\u306e\u53d7\u53d6\u5148\u304c\u306a\u3044<\/li>\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u8acb\u3057\u306a\u3044<\/strong>\uff1a\u65b0\u79fb\u6c11\u306f\u4fe1\u7528\u60c5\u5831\u306a\u3057\u3067\u7533\u8acb\u3067\u304d\u308b\u597d\u6a5f\u3092\u7121\u99c4\u306b\u3057\u3066\u3057\u307e\u3046<\/li>\n<li><strong>SIN\u304c\u5148\u3060\u3068\u8aa4\u89e3\u3057\u3066\u3044\u308b<\/strong>\uff1a\u5b9f\u969b\u306b\u306f\u4e0d\u8981\u306a\u306e\u3067\u3001\u307e\u305a\u53e3\u5ea7\u3092\u958b\u304d\u3001\u5f8c\u304b\u3089SIN\u3092\u63d0\u51fa\u3059\u308c\u3070OK<\/li>\n<li><strong>\u81ea\u5206\u306b\u5408\u308f\u306a\u3044\u30d7\u30e9\u30f3\u3092\u9078\u3093\u3067\u3057\u307e\u3063\u305f<\/strong>\uff1a\u7121\u6599\u671f\u9593\u304c\u7d42\u308f\u3063\u3066\u6708\u984d\u6599\u91d1\u306e\u9ad8\u3055\u306b\u306f\u305f\u3068\u6c17\u3065\u3044\u305f\u3089\u3001\u3059\u3050\u306b\u5909\u66f4\u3092<\/li>\n<li><strong>\u9280\u884c\u7d4c\u7531\u3067\u96fb\u4fe1\u9001\u91d1\u3059\u308b<\/strong>\uff1a\u70ba\u66ff\u5dee\u76ca\u3067\u306e\u640d\u5931\u304c\u5927\u304d\u3044\u306e\u3067\u3001Wise\u306b\u5909\u66f4\u3092<\/li>\n<\/ul>\n<p><strong>\u3088\u304f\u3042\u308b\u8cea\u554f<\/strong><\/p>\n<details>\n<summary><strong>Q\uff1a\u8907\u6570\u306e\u9280\u884c\u3067\u540c\u6642\u306b\u53e3\u5ea7\u3092\u958b\u3044\u3066\u3082\u3044\u3044\u3067\u3059\u304b\uff1f<\/strong><\/summary>\n<p>\u3082\u3061\u308d\u3093\u53ef\u80fd\uff0c\u800c\u4e14\u3001\u3080\u3057\u308d\u304a\u3059\u3059\u3081\u3067\u3059\u3002\u4f8b\u3048\u3070\uff1aTD\u3092\u30e1\u30a4\u30f3\u30d0\u30f3\u30af\u306b + Simplii\u306e\u7121\u6599\u666e\u901a\u9810\u91d1\u53e3\u5ea7 + EQ Bank\u306e\u30b5\u30d6\u3001\u666e\u901a\u9810\u91d1\u3002\u7ba1\u7406\u3067\u304d\u308b\u306a\u3089\u3001\u5236\u9650\u306f\u4e00\u5207\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<\/details>\n<details>\n<summary><strong>Q\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u5834\u5408\u306f\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u3067\u3059\u304b\uff1f<\/strong><\/summary>\n<p>Secured Credit Card\uff08\u4fdd\u8bc1\u91d1\u4fe1\u7528\u5361\uff09\u3092\u7533\u3057\u8fbc\u3081\u3070\u3001$300\u301c$500\u3092\u62c5\u4fdd\u3068\u3057\u3066\u5165\u91d1\u3057\u307e\u3059\u30026\u301c12\u30f6\u6708\u4f7f\u7528\u5f8c\u306b\u4fe1\u7528\u30b9\u30b3\u30a2\u304c\u4e0a\u6607\u3057\u305f\u3089\u3001\u4e00\u822c\u30ab\u30fc\u30c9\u306b\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3067\u304d\u307e\u3059\u3002<\/p>\n<\/details>\n<details>\n<summary><strong>Q\uff1a\u53e3\u5ea7\u958b\u8a2d\u5f8c\u591a\u4e45\u304b\u3089e-Transfer\u3067\u9001\u91d1\u3067\u304d\u307e\u3059\u304b\uff1f<\/strong><\/summary>\n<p>\u53d7\u3051\u53d6\u308a\u306f\u5f53\u5929\u3067\u304d\u307e\u3059\u3002\u9001\u91d1\u306e\u5834\u5408\u306f\u3001\u8d26\u6237\u304c\u4e00\u5b9a\u671f\u9593\u30a2\u30af\u30c6\u30a3\u30d6\uff08\u7ea61\u301c2\u9031\u9593\uff09\u306b\u306a\u3089\u306a\u3044\u3068\u5373\u65f6\ucc29\uae08\u3067\u304d\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/details>\n<details>\n<summary><strong>Q\uff1a\u9280\u884c\u306f\u5b9e\u4f53\u5e97\u8217\u304c\u5fc5\u8981\u3067\u3059\u304b\uff1f<\/strong><\/summary>\n<p>\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002Simplii\u3001EQ Bank\u3001Tangerine\u306f\u3059\u3079\u3066\u7eaf\u7cb9\u306a\u30aa\u30f3\u30e9\u30a4\u30f3\u9280\u884c\u3067\u3001\u5b8c\u5168\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u53d6\u5f15\u3067\u304d\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u73fe\u91d1\u9810\u3051\u5165\u308c\u3084\u5bfe\u9762\u306e\u30b5\u30fc\u30d3\u30b9\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u3001\u5b9f\u4f53\u5e97\u8217\u306e\u3042\u308b\u5927\u624b\u9280\u884c\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<\/details>\n<hr>\n<p><strong>\u95a2\u9023\u8a18\u4e8b<\/strong><\/p>\n<ul>\n<li><a href=\"\/ja\/%e3%82%ab%e3%83%8a%e3%83%80%e3%81%a7%e3%81%ae%e7%94%9f%e6%b4%bb\/%e6%96%b0%e7%a7%bb%e6%b0%91%e3%83%96%e3%83%aa%e3%83%bc%e3%83%95%e3%82%a3%e3%83%b3%e3%82%b0%e3%83%81%e3%82%a7%e3%83%83%e3%82%af%e3%83%aa%e3%82%b9%e3%83%88%ef%bc%882026%ef%bc%89\/\">\u65b0\u79fb\u6c11\u5fc5\u9808\u624b\u7d9a\u304d\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\uff08SIN\u3001\u624b\u673a\u3001BC Services Card\uff09<\/a><\/li>\n<li><a 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\u5b8c\u5168\u30ac\u30a4\u30c9<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u30ab\u30ca\u30c0\u306e\u9280\u884c\u53e3\u5ea7\u306e\u7a2e\u985e\u3001\u53e3\u5ea7\u958b\u8a2d\u306e\u6e96\u5099\u3001\u9280\u884c\u306e\u30d7\u30e9\u30f3\u3092\u6bd4\u8f03\u3059\u308b\u969b\u306e\u78ba\u8a8d\u9805\u76ee\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>","protected":false},"author":1,"featured_media":9660,"parent":681,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-with-title","meta":{"_lc_last_content_reviewed_at":"2026-07-20T10:00:00Z","_lc_last_fact_checked_at":"2026-07-20T10:00:00Z","_lc_fact_check_status":"verified_with_corrections","_lc_source_grade":"A","_lc_source_titles":"","_lc_source_publish_dates":"","_lc_source_accessed_at":"2026-07-20T10:00:00Z","_lc_claims_checked":"date_time: 2026\/10\/1 | money_price: $500 \/ $10.95 \/ $16.95 \/ $15,000 \/ $4,000 \/ $300 \/ $10 \/ $25 \/ $300,000 | law_policy: \u7a05 \/ \u4fdd\u96aa \/ 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