{"id":1308,"date":"2026-06-06T10:02:34","date_gmt":"2026-06-06T10:02:34","guid":{"rendered":"https:\/\/lets-canada.com\/%e3%80%90%e7%94%9f%e6%b4%bb%e6%8c%87%e5%8d%97%e3%80%91%e5%8a%a0%e6%8b%bf%e5%a4%a7%e4%bf%a1%e7%94%a8%e7%b4%80%e9%8c%84%e6%94%bb%e7%95%a5-2024%ef%bd%9c%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e4%bf%a1\/"},"modified":"2026-09-16T08:49:20","modified_gmt":"2026-09-16T08:49:20","slug":"%e3%82%ab%e3%83%8a%e3%83%80%e4%bf%a1%e7%94%a8%e5%b1%a5%e6%ad%b4%e3%82%ac%e3%82%a4%e3%83%89%ef%bc%882026%e5%b9%b4%ef%bc%89-%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%b9%e3%82%b3%e3%82%a2","status":"publish","type":"post","link":"https:\/\/lets-canada.com\/ja\/%e3%82%ab%e3%83%8a%e3%83%80%e4%bf%a1%e7%94%a8%e5%b1%a5%e6%ad%b4%e3%82%ac%e3%82%a4%e3%83%89%ef%bc%882026%e5%b9%b4%ef%bc%89-%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%b9%e3%82%b3%e3%82%a2\/","title":{"rendered":"\u30ab\u30ca\u30c0\u306e\u4fe1\u7528\u5c65\u6b74\u30ac\u30a4\u30c9\uff082026\u5e74\uff09\uff1a\u30ec\u30dd\u30fc\u30c8\u3001\u30b9\u30b3\u30a2\u3068\u6700\u521d\u306e\u624b\u9806"},"content":{"rendered":"<div data-lc-editorial-article=\"1308\">\n<p class=\"lc-reviewed-date\">\u60c5\u5831\u78ba\u8a8d\uff1a2026\u5e749\u670816\u65e5\uff5c\u4e00\u822c\u7684\u306a\u60c5\u5831\u3067\u3042\u308a\u3001\u30ab\u30fc\u30c9\u30fb\u878d\u8cc7\u30fb\u8cc3\u8cb8\u5951\u7d04\u306e\u627f\u8a8d\u3092\u4fdd\u8a3c\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u30ab\u30ca\u30c0\u3067\u66ae\u3089\u3057\u59cb\u3081\u308b\u969b\u306f\u3001\u7279\u5b9a\u306e\u30b9\u30b3\u30a2\u3092\u76ee\u6307\u3059\u3088\u308a\u3001\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u3001\u5fc5\u8981\u6027\u3068\u8fd4\u6e08\u80fd\u529b\u306b\u5408\u3046\u5546\u54c1\u3092\u9078\u3076\u3053\u3068\u304b\u3089\u59cb\u3081\u307e\u3057\u3087\u3046\u3002\u4fe1\u7528\u30ec\u30dd\u30fc\u30c8\u306f\u53e3\u5ea7\u3001\u652f\u6255\u3044\u3001\u7167\u4f1a\u306a\u3069\u306e\u8a18\u9332\u3067\u3001\u4fe1\u7528\u30b9\u30b3\u30a2\u306f\u305d\u306e\u60c5\u5831\u3092\u8a55\u4fa1\u30e2\u30c7\u30eb\u3067\u6570\u5024\u5316\u3057\u305f\u3082\u306e\u3067\u3059\u3002\u4e21\u8005\u306f\u540c\u3058\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4e3b\u8981\u306a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306f Equifax Canada \u3068 TransUnion Canada \u3067\u3042\u308a\u3001\u653f\u5e9c\u304c\u5404\u4eba\u306e\u70b9\u6570\u3092\u6c7a\u3081\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/credit-report-score-basics.html\">FCAC\u306e\u57fa\u790e\u8aac\u660e<\/a>\u3092\u53c2\u7167\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/lets-canada.com\/wp-content\/uploads\/2026\/06\/post_685_1733503747506-773e56e4078f.jpg\" alt=\"\u30ce\u30fc\u30c8\u30d1\u30bd\u30b3\u30f3\u3092\u4f7f\u3046\u4eba\u304c\u9752\u3044\u6c7a\u6e08\u30ab\u30fc\u30c9\u3092\u6301\u3064\u30a4\u30e1\u30fc\u30b8\u5199\u771f\u3002\" width=\"1080\" height=\"720\" style=\"width:100%;height:auto\" loading=\"lazy\"><figcaption>\u6c7a\u6e08\u5834\u9762\u306e\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002\u30ab\u30ca\u30c0\u306e\u9280\u884c\u5546\u54c1\u306e\u63a8\u5968\u3001\u5b9f\u969b\u306e\u4fe1\u7528\u30ec\u30dd\u30fc\u30c8\u3084\u500b\u4eba\u306e\u4fe1\u7528\u4e8b\u4f8b\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u30022024\u5e74\u516c\u958b\u3002\u5199\u771f\uff1a<a href=\"https:\/\/unsplash.com\/photos\/a-person-sitting-in-a-chair-with-a-laptop-and-a-credit-card-ShB9pI4mpRg\">SumUp \/ Unsplash<\/a>\u3002<a href=\"https:\/\/unsplash.com\/license\">Unsplash License<\/a> \u306b\u57fa\u3065\u304d\u4f7f\u7528\u3002<\/figcaption><\/figure>\n<p>\u30ab\u30ca\u30c0\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u6d77\u5916\u306e\u5c65\u6b74\u304c\u901a\u5e38\u3001\u81ea\u52d5\u79fb\u7ba1\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u6d77\u5916\u306e\u8a18\u9332\u304c\u5168\u304f\u5f79\u306b\u7acb\u305f\u306a\u3044\u3068\u3044\u3046\u610f\u5473\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u3002\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u6d77\u5916\u30ec\u30dd\u30fc\u30c8\u3084\u53ce\u5165\u3001\u8cc7\u7523\u306a\u3069\u3092\u5be9\u67fb\u8cc7\u6599\u306b\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u53d7\u3051\u4ed8\u3051\u308b\u66f8\u985e\u3068\u65b0\u898f\u79fb\u4f4f\u8005\u5411\u3051\u306e\u5bfe\u5fdc\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u81ea\u52d5\u79fb\u7ba1\u3082\u3001\u56fd\u5185\u5c65\u6b74\u304c\u306a\u3044\u3053\u3068\u3060\u3051\u3092\u7406\u7531\u3068\u3059\u308b\u4e00\u5f8b\u306e\u5426\u6c7a\u3082\u524d\u63d0\u306b\u3067\u304d\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/credit-report-score-basics.html\">FCAC\u306e\u6d77\u5916\u4fe1\u7528\u5c65\u6b74\u306e\u8aac\u660e<\/a>\u304c\u53c2\u8003\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30ab\u30ca\u30c0\u306e\u4e00\u822c\u7684\u306a\u4fe1\u7528\u30b9\u30b3\u30a2\u306f\u304a\u304a\u3080\u306d300\uff5e900\u3067\u3059\u3002\u30ea\u30b9\u30af\u5224\u65ad\u306e\u4e00\u8981\u7d20\u3067\u3042\u308a\u3001\u30ab\u30fc\u30c9\u767a\u884c\u3001\u7279\u5b9a\u91d1\u5229\u3001\u8cc3\u8cb8\u5951\u7d04\u3092\u4fdd\u8a3c\u3059\u308b\u70b9\u6570\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-score\/articles\/-\/learn\/what-is-a-good-credit-score\/\">Equifax<\/a>\u3068<a href=\"https:\/\/www.transunion.ca\/credit-score\">TransUnion<\/a>\u306f\u3001\u30e2\u30c7\u30eb\u3084\u8cb8\u3057\u624b\u306e\u5224\u65ad\u304c\u7570\u306a\u308b\u3053\u3068\u3092\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002\u30b9\u30b3\u30a2\u306f\u53ce\u5165\u3084\u8cc7\u7523\u984d\u305d\u306e\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u79fb\u6c11\u8cc7\u683c\u3084\u6c38\u4f4f\u6a29\u306e\u8a31\u53ef\u3092\u5224\u5b9a\u3059\u308b\u3082\u306e\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h4>\u5546\u54c1\u3092\u7533\u3057\u8fbc\u3080\u524d\u306b\u3001\u81ea\u5206\u306e\u30ec\u30dd\u30fc\u30c8\u3092\u78ba\u8a8d\u3059\u308b<\/h4>\n<p>\u4e21\u6a5f\u95a2\u304b\u3089\u7121\u6599\u306e\u4fe1\u7528\u30ec\u30dd\u30fc\u30c8\u3092\u53d6\u5f97\u3067\u304d\u307e\u3059\u3002\u30ec\u30dd\u30fc\u30c8\u3001\u30b9\u30b3\u30a2\u3001\u6709\u6599\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u306f\u5225\u30b5\u30fc\u30d3\u30b9\u306a\u306e\u3067\u3001\u767b\u9332\u524d\u306b\u5185\u5bb9\u3068\u6599\u91d1\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/order-credit-report.html\">FCAC\u306f\u6b63\u5f0f\u306a\u7533\u8acb\u7a93\u53e3\u3092\u6848\u5185<\/a>\u3057\u3001<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-report\/articles\/-\/learn\/how-to-get-a-free-credit-report\/\">Equifax\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3001\u96fb\u8a71\u3001\u90f5\u9001\u3001\u5bfe\u9762\u306e\u65b9\u6cd5\u3092\u8aac\u660e<\/a>\u3057\u3066\u3044\u307e\u3059\u3002\u78ba\u8a8d\u65e5\u6642\u70b9\u3067<a href=\"https:\/\/www.transunion.ca\/credit-score\">TransUnion<\/a>\u306e Consumer Disclosure \u306b\u306f\u30aa\u30f3\u30bf\u30ea\u30aa\u5dde\u30fb\u30b1\u30d9\u30c3\u30af\u5dde\u306e\u5c45\u4f4f\u8005\u5411\u3051\u7121\u6599\u30b9\u30b3\u30a2\u304c\u542b\u307e\u308c\u307e\u3059\u304c\u3001\u4ed6\u5dde\u3067\u306f\u53d6\u5f97\u65b9\u6cd5\u304c\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u7121\u6599\u30ec\u30dd\u30fc\u30c8\u306e\u53d6\u5f97\u306b\u6709\u6599\u5951\u7d04\u304c\u5fc5\u9808\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>SIN\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3001\u30ed\u30fc\u30f3\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u4fe1\u7528\u30ec\u30dd\u30fc\u30c8\u306e\u7533\u8acb\u306b\u4e00\u5f8b\u306b\u6cd5\u5f8b\u4e0a\u5fc5\u8981\u306a\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin\/reports\/code-of-practice.html\">Service Canada\u306eSIN\u6307\u91dd<\/a>\u306f\u3001\u4fe1\u7528\u30b5\u30fc\u30d3\u30b9\u3068\u3001\u7a0e\u52d9\u5831\u544a\u306e\u305f\u3081SIN\u304c\u5fc5\u8981\u306b\u306a\u308b\u5229\u606f\u30fb\u53ce\u76ca\u3092\u751f\u3080\u53e3\u5ea7\u3084\u6295\u8cc7\u3092\u533a\u5225\u3057\u3066\u3044\u307e\u3059\u3002\u5f8c\u8005\u306e\u8981\u4ef6\u3092\u5168\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u5e83\u3052\u3066\u306f\u3044\u3051\u307e\u305b\u3093\u3002SIN\u306f\u60c5\u5831\u306e\u7167\u5408\u306b\u4f7f\u308f\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u63d0\u51fa\u3057\u305f\u304f\u306a\u3044\u5834\u5408\u306f\u5225\u306e\u672c\u4eba\u78ba\u8a8d\u65b9\u6cd5\u3092\u5c0b\u306d\u3089\u308c\u307e\u3059\u3002<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-report\/articles\/-\/learn\/how-to-get-a-free-credit-report\/\">Equifax<\/a>\u3067\u306f\u90f5\u9001\u30fb\u5bfe\u9762\u7533\u8acb\u306eSIN\u306f\u4efb\u610f\u3067\u3059\u304c\u3001\u81ea\u52d5\u96fb\u8a71\u7533\u8acb\u3067\u306f\u5165\u529b\u304c\u5fc5\u8981\u3067\u3059\u3002\u3053\u308c\u306f\u7a93\u53e3\u3054\u3068\u306e\u6761\u4ef6\u3067\u3001\u3059\u3079\u3066\u306e\u4fe1\u7528\u78ba\u8a8d\u306b\u5171\u901a\u3059\u308b\u6cd5\u5f8b\u4e0a\u306e\u7fa9\u52d9\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6c0f\u540d\u3001\u4f4f\u6240\u3001\u53e3\u5ea7\u306e\u540d\u7fa9\u3001\u9650\u5ea6\u984d\u3001\u6b8b\u9ad8\u3001\u652f\u6255\u3044\u72b6\u6cc1\u3001\u7167\u4f1a\u5c65\u6b74\u3092\u7167\u5408\u3057\u307e\u3059\u3002\u8cb8\u3057\u624b\u304c\u5fc5\u305a\u4e21\u6a5f\u95a2\u3078\u540c\u6642\u306b\u5831\u544a\u3059\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u30e2\u30c7\u30eb\u3082\u7570\u306a\u308b\u305f\u3081\u3001\u30ec\u30dd\u30fc\u30c8\u3084\u30b9\u30b3\u30a2\u306b\u5dee\u304c\u51fa\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<a href=\"https:\/\/www.transunion.ca\/credit-report\">TransUnion\u306e\u5831\u544a\u65b9\u6cd5<\/a>\u3068<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-score\/articles\/-\/learn\/what-is-a-good-credit-score\/\">Equifax\u306e\u8a55\u4fa1\u8aac\u660e<\/a>\u304c\u6839\u62e0\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u300c20\uff5e50\u70b9\u5dee\u306a\u3089\u5e38\u306b\u6b63\u5e38\u300d\u3068\u5224\u65ad\u3057\u305f\u308a\u3001\u77e5\u3089\u306a\u3044\u53e3\u5ea7\u3092\u653e\u7f6e\u3057\u305f\u308a\u3057\u3066\u3088\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u8aa4\u308a\u304c\u3042\u308c\u3070\u660e\u7d30\u3084\u652f\u6255\u8a3c\u660e\u3092\u4fdd\u5b58\u3057\u3001\u30ec\u30dd\u30fc\u30c8\u306e\u767a\u884c\u6a5f\u95a2\u3068\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u305f\u8cb8\u3057\u624b\u3078\u7570\u8b70\u3092\u7533\u3057\u7acb\u3066\u307e\u3059\u3002\u78ba\u8a8d\u3055\u308c\u305f\u8aa4\u308a\u306f\u7121\u6599\u3067\u8a02\u6b63\u3055\u308c\u307e\u3059\u3002\u8eab\u306b\u899a\u3048\u306e\u306a\u3044\u53e3\u5ea7\u304c\u306a\u308a\u3059\u307e\u3057\u3092\u7591\u308f\u305b\u308b\u5834\u5408\u306f\u3001\u95a2\u4fc2\u6a5f\u95a2\u3068\u4e21\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u9023\u7d61\u3057\u3001\u8a50\u6b3a\u8b66\u544a\u306e\u8a2d\u5b9a\u3084\u88ab\u5bb3\u7533\u544a\u3092\u9032\u3081\u307e\u3059\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/check-errors.html\">FCAC\u306f\u8a02\u6b63\u3001\u82e6\u60c5\u7533\u7acb\u3066\u3001\u672c\u4eba\u306e\u8aac\u660e\u6587\u3092\u4ed8\u3051\u308b\u65b9\u6cd5\u3092\u6848\u5185<\/a>\u3057\u3066\u3044\u307e\u3059\u3002\u6b63\u78ba\u306a\u4e0d\u5229\u76ca\u60c5\u5831\u3092\u5fc5\u305a\u6d88\u3059\u3068\u3044\u3046\u7d04\u675f\u306b\u6599\u91d1\u3092\u6255\u3063\u305f\u308a\u3001SIN\u3084\u53e3\u5ea7\u756a\u53f7\u3092\u542b\u3080\u30ec\u30dd\u30fc\u30c8\u3092\u516c\u958b\u9001\u4fe1\u3057\u305f\u308a\u3057\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u5c65\u6b74\u304c\u5c11\u306a\u3044\u5834\u5408\u306f\u3001\u901a\u5e38\u306e\u30ab\u30fc\u30c9\u3001\u65b0\u898f\u79fb\u4f4f\u8005\u5411\u3051\u306e\u5bfe\u5fdc\u3001\u62c5\u4fdd\u91d1\u3092\u9810\u3051\u308b secured credit card \u3092\u6bd4\u8f03\u3067\u304d\u307e\u3059\u3002\u5e74\u4f1a\u8cbb\u3001\u5229\u606f\u3001\u9650\u5ea6\u984d\u3001\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3001\u62c5\u4fdd\u91d1\u306e\u8fd4\u9084\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u62c5\u4fdd\u91d1\u306f\u6bce\u6708\u306e\u8fd4\u6e08\u3092\u4ee3\u66ff\u305b\u305a\u3001\u5be9\u67fb\u901a\u904e\u3082\u4fdd\u8a3c\u3057\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/choose-credit-card.html\">FCAC\u306e\u30ab\u30fc\u30c9\u9078\u629e\u6307\u91dd<\/a>\u306b\u3088\u308b\u3068\u3001\u62c5\u4fdd\u578b\u30ab\u30fc\u30c9\u306b\u3082\u7533\u8fbc\u30fb\u8a2d\u5b9a\u8cbb\u3084\u5e74\u4f1a\u8cbb\u304c\u304b\u304b\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/payment\/prepaid-cards.html\">\u524d\u6255\u3044\u306e\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9<\/a>\u3068\u501f\u5165\u578b\u30ab\u30fc\u30c9\u306f\u5225\u5546\u54c1\u3067\u3059\u3002\u70b9\u6570\u4e0a\u6607\u306e\u7d04\u675f\u3067\u306f\u306a\u304f\u3001\u81ea\u5206\u306e\u7528\u9014\u3067\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4>\u652f\u6255\u3044\u3001\u7167\u4f1a\u3001\u8a18\u9332\u4fdd\u5b58\u306b\u306f\u305d\u308c\u305e\u308c\u5225\u306e\u30eb\u30fc\u30eb\u304c\u3042\u308b<\/h4>\n<p>\u652f\u6255\u3044\u5c65\u6b74\u306f\u91cd\u8981\u3067\u3059\u3002\u671f\u9650\u307e\u3067\u306b\u6700\u4f4e\u652f\u6255\u984d\u4ee5\u4e0a\u3092\u6255\u3044\u3001\u53ef\u80fd\u306a\u3089\u660e\u7d30\u306e\u6b8b\u9ad8\u3092\u5168\u984d\u8fd4\u6e08\u3057\u3066\u501f\u5165\u3068\u5229\u606f\u306e\u84c4\u7a4d\u3092\u6291\u3048\u307e\u3059\u3002\u6700\u4f4e\u984d\u3092\u6255\u3046\u3060\u3051\u3067\u7121\u5229\u606f\u306b\u306a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u652f\u6255\u3044\u304c\u96e3\u3057\u304f\u306a\u308a\u305d\u3046\u306a\u3089\u3001\u653e\u7f6e\u305b\u305a\u65e9\u3081\u306b\u8cb8\u3057\u624b\u3078\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-score\/articles\/-\/learn\/what-is-a-good-credit-score\/\">Equifax\u306f\u9045\u5ef6\u306e\u5f71\u97ff<\/a>\u3092\u3001<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/use-credit-responsibly.html\">FCAC\u306f\u6700\u4f4e\u984d\u3068\u5168\u984d\u306e\u9055\u3044<\/a>\u3092\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002\u652f\u6255\u3044\u306e\u51e6\u7406\u6642\u9593\u306b\u3082\u4f59\u88d5\u3092\u6301\u3061\u307e\u3057\u3087\u3046\u3002\u81ea\u52d5\u5f15\u843d\u3057\u3067\u3082\u3001\u652f\u6255\u53e3\u5ea7\u306b\u5341\u5206\u306a\u6b8b\u9ad8\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u4fe1\u7528\u5229\u7528\u7387\u306f\u3001\u5229\u7528\u53ef\u80fd\u306a\u4fe1\u7528\u67a0\u306b\u5bfe\u3059\u308b\u4f7f\u7528\u984d\u306e\u5272\u5408\u3067\u3059\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/improve-credit-score.html\">FCAC\u306f30%\u672a\u6e80\u3092\u76ee\u6307\u3059\u3088\u3046\u52e7\u3081\u3066\u3044\u307e\u3059<\/a>\u304c\u3001\u3053\u308c\u306f\u4e00\u822c\u7684\u306a\u7ba1\u7406\u76ee\u5b89\u3067\u3001\u5be9\u67fb\u306e\u7d76\u5bfe\u6761\u4ef6\u3084\u52a0\u70b9\u306e\u4fdd\u8a3c\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6b8b\u9ad8\u3092\u6291\u3048\u308b\u3053\u3068\u306f\u901a\u5e38\u6709\u5229\u3067\u3082\u3001\u6bd4\u7387\u3092\u64cd\u4f5c\u3059\u308b\u305f\u3081\u306b\u4e0d\u8981\u306a\u8cb7\u3044\u7269\u3084\u8907\u6570\u30ab\u30fc\u30c9\u306e\u7533\u8acb\u3001\u8ffd\u52a0\u501f\u5165\u3092\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5831\u544a\u65e5\u3084\u30e2\u30c7\u30eb\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u6bce\u6708\u5168\u984d\u8fd4\u6e08\u3057\u3066\u3044\u3066\u3082\u30ec\u30dd\u30fc\u30c8\u306e\u6b8b\u9ad8\u304c\u5fc5\u305a\u30bc\u30ed\u306b\u306a\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u65b0\u3057\u3044\u4fe1\u7528\u7533\u8acb\u306b\u4f34\u3046 hard inquiry \u306f\u30b9\u30b3\u30a2\u306b\u5f71\u97ff\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u65b9\u3001\u81ea\u5206\u306e\u30ec\u30dd\u30fc\u30c8\u78ba\u8a8d\u306a\u3069\u306e soft inquiry \u306f\u901a\u5e38\u5f71\u97ff\u3057\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.transunion.ca\/credit-report\">TransUnion\u306f\u4fe1\u7528\u7533\u8acb\u3001\u975e\u4fe1\u7528\u76ee\u7684\u3001\u65e2\u5b58\u53e3\u5ea7\u306e\u898b\u76f4\u3057\u306b\u4f34\u3046\u7167\u4f1a\u3092\u533a\u5225<\/a>\u3057\u3001<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/improve-credit-score.html\">FCAC\u306f\u77ed\u671f\u9593\u306e\u4e0d\u8981\u306a\u7533\u8acb\u3092\u907f\u3051\u308b\u3088\u3046\u52e7\u3081\u3066\u3044\u307e\u3059<\/a>\u3002\u300c\u7167\u4f1a1\u56de\u306b\u3064\u304d\u5fc5\u305a\u4f55\u70b9\u4e0b\u304c\u308b\u300d\u3068\u306f\u8a00\u3048\u307e\u305b\u3093\u3002\u81ea\u5206\u306e\u60c5\u5831\u78ba\u8a8d\u3092\u63a7\u3048\u308b\u5fc5\u8981\u306f\u306a\u304f\u3001\u7533\u8acb\u524d\u306b\u7167\u4f1a\u306e\u7a2e\u985e\u3092\u5c0b\u306d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u9577\u304f\u826f\u597d\u306a\u5c65\u6b74\u306f\u5f79\u7acb\u3064\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u53e4\u3044\u30ab\u30fc\u30c9\u3092\u6c38\u4e45\u306b\u89e3\u7d04\u3057\u3066\u306f\u3044\u3051\u306a\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/improve-credit-score.html\">FCAC\u306f\u53e4\u3044\u53e3\u5ea7\u306e\u7dad\u6301\u3092\u691c\u8a0e\u3057\u3064\u3064\u8cbb\u7528\u3082\u8003\u3048\u308b\u3088\u3046\u6848\u5185<\/a>\u3057\u3066\u3044\u307e\u3059\u3002\u5fc5\u8981\u6027\u3001\u7ba1\u7406\u3067\u304d\u308b\u304b\u3001\u7d1b\u5931\u3084\u4e0d\u6b63\u5229\u7528\u306e\u30ea\u30b9\u30af\u3082\u5224\u65ad\u6750\u6599\u3067\u3059\u3002\u89e3\u7d04\u3059\u308b\u5834\u5408\u306f\u672a\u6255\u3044\u6b8b\u9ad8\u3001\u7d99\u7d9a\u8ab2\u91d1\u3001\u4ed6\u53e3\u5ea7\u306e\u5229\u7528\u53ef\u80fd\u67a0\u3092\u78ba\u8a8d\u3057\u3001\u767a\u884c\u4f1a\u793e\u306b\u624b\u7d9a\u304d\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u5c65\u6b74\u306e\u305f\u3081\u3060\u3051\u306b\u4e0d\u8981\u306a\u5e74\u4f1a\u8cbb\u3084\u501f\u91d1\u3092\u62b1\u3048\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e0d\u5229\u76ca\u60c5\u5831\u304c\u5168\u56fd\u4e00\u5f8b\u30676\u5e74\u3001\u30aa\u30f3\u30bf\u30ea\u30aa\u5dde\u3067\u306f\u3059\u3079\u30667\u5e74\u3068\u3044\u3046\u30eb\u30fc\u30eb\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/information-credit-report.html\">FCAC\u306b\u3088\u308c\u3070\u3001\u60c5\u5831\u306e\u7a2e\u985e\u3001\u6a5f\u95a2\u3001\u5dde\u30fb\u6e96\u5dde\u306e\u6cd5\u898f\u304c\u95a2\u4fc2\u3057\u307e\u3059<\/a>\u3002<a href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-report\/articles\/-\/learn\/how-long-does-information-stay-on-my-credit-report\/\">Equifax\u306f\u9045\u5ef6\u3001\u53d6\u7acb\u3066\u3001\u7834\u7523\u3001\u5224\u6c7a\u3001consumer proposal\u3092\u5225\u3005\u306b\u8aac\u660e<\/a>\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070 consumer proposal \u306f\u5b8c\u6e08\u304b\u30893\u5e74\u3001\u307e\u305f\u306f\u63d0\u51fa\u304b\u30896\u5e74\u306e\u65e9\u3044\u65b9\u3067\u524a\u9664\u3055\u308c\u307e\u3059\u3002<a href=\"https:\/\/www.transunion.ca\/credit-report\">TransUnion\u306f\u4e00\u90e8\u306e\u901a\u5e38\u306e\u5ef6\u6ede\u30fb\u53d6\u7acb\u3066\u8a18\u9332\u3092\u6700\u521d\u306e\u5ef6\u6ede\u304b\u30896\u5e74\u3068\u8aac\u660e<\/a>\u3059\u308b\u4e00\u65b9\u3001\u5224\u6c7a\u3001\u7834\u7523\u3001\u8907\u6570\u56de\u306e\u7834\u7523\u306b\u306f\u5225\u306e\u671f\u9593\u3084\u8d77\u7b97\u65e5\u304c\u3042\u308a\u307e\u3059\u3002\u8fd4\u6e08\u3057\u3066\u3082\u6b63\u78ba\u306a\u8a18\u9332\u304c\u76f4\u3061\u306b\u6d88\u3048\u308b\u3068\u306f\u9650\u3089\u305a\u3001\u8a72\u5f53\u9805\u76ee\u306e\u7a2e\u985e\u3068\u65e5\u4ed8\u3067\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5bb6\u4e3b\u304c\u4fe1\u7528\u30ec\u30dd\u30fc\u30c8\u3092\u53c2\u8003\u306b\u3059\u308b\u5834\u5408\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u8cc3\u8cb8\u4fdd\u8a3c\u91d1\u306f\u5168\u56fd\u5171\u901a\u306e\u30b9\u30b3\u30a2\u9023\u52d5\u5236\u5ea6\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u8a72\u5f53\u3059\u308b\u4f4f\u5b85\u8cc3\u8cb8\u6cd5\u306e\u5bfe\u8c61\u3068\u306a\u308b\u5951\u7d04\u3067\u306f\u3001<a href=\"https:\/\/www2.gov.bc.ca\/gov\/content\/housing-tenancy\/residential-tenancies\/starting-a-tenancy\/deposits-and-fees\">BC\u5dde\u306e\u901a\u5e38\u306e\u4fdd\u8a3c\u91d1\u306f\u539f\u5247\u3068\u3057\u3066\u5bb6\u8cc3\u534a\u6708\u5206\u307e\u3067<\/a>\u3067\u3001\u8a8d\u3081\u3089\u308c\u308b\u30da\u30c3\u30c8\u640d\u5bb3\u4fdd\u8a3c\u91d1\u306b\u306f\u5225\u306b\u534a\u6708\u5206\u306e\u4e0a\u9650\u3068\u4f8b\u5916\u304c\u3042\u308a\u307e\u3059\u3002<a 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