Information checked on 2 October 2026. Scene+ includes everyday partner shopping and redemptions, while Aeroplan includes airline travel rewards. Start with partners and rewards you will actually use, then compare membership separately from a co-branded credit card. Extra spending to earn points can erase their benefit.
A loyalty membership and a co-branded credit card are separate products. Subtract monthly or annual fees and interest when evaluating card rewards: interest on an unpaid balance may exceed their value. For redemptions, compare the points required with the goods or discount received, rather than promotional multipliers alone. Consumer guidance on reward programs
Scene+ says points can be earned at participating partners or through eligible services and redeemed for travel, shopping, gift cards or purchases at selected partners. Not every merchant participates. Your account shows the balance and recent earning and redemption activity; match the program to shops and rewards you will use. Scene+ terms
Aeroplan points can be earned through participating partners and services and redeemed for travel, merchandise, gift cards and other rewards. Points needed for flights and hotels may change with availability, redemption time and other factors, so a point has no assured fixed Canadian-dollar value. Check partner conditions and the account activity and expiry rules. Aeroplan terms
If you want to turn information into actions, first confirm the frequently used merchants, actual redemption methods, point expiration and credit card conditions; if any conditions change, you should re-check the current official page.